Coverage: All U.S. states except NE & MI for Diminished Value Claims.
100% Virtual Service — Just Send Photos
Recover the market value your vehicle lost after an accident. Comprehensive reports combined with direct insurance carrier representation.
$199 Down to start, with the remaining $299 due only after the insurance company delivers an offer. If our full fee ($498) is not covered in the resulting insurance offer, we guarantee a full refund of our $498 fee.
Comparing guarantees? Ask any Diminished Value company these questions first:
Our answers: No court required. Full fee refunded. And it's spelled out right above — nothing else to go dig up.
From form submissions to serving as your authorized liaison with the insurance company, we handle it all — the process stays online and hands-off for you. Reach your appraiser anytime by text, call, or email.
Evaluate your vehicle recovery potential in 60 seconds.
Available 24/7 — start your Diminished Value claim anytime from our client portal.
Get Started in the Appraisal PortalUse the calculator above to see your personalized recovery range, calculated in real time from your vehicle's exact VIN — not a generic average.
Fill out your info and upload your documents and photos from your phone or computer — no office visit, no in-person inspection required.
We build your formal appraisal report and serve as your authorized technical representative, communicating your claim's figures directly with the insurance company — you're not on the phone with an adjuster. You'll hear from us in your portal and by email at least weekly, even between milestones.
Once we reach a settlement, you receive your payout. If it doesn't cover our full fee, you get your money back — guaranteed.
Even after a vehicle is repaired following an accident, its market value drops permanently simply because it now has a recorded damage history. When you sell or trade in your car, buyers will pay significantly less compared to an identical vehicle with a clean history. That lost financial value is known as Diminished Value.
At Estimate Consultants, we do not just hand you a report—we draft a formal, fully documented Diminished Value Appraisal and represent your claim directly on your behalf to recover exactly what we feel the vehicle is worth.
That's exactly what our Money-Back Guarantee covers. If the resulting insurance offer doesn't cover our full $498 fee, we refund our fee — so you're never out of pocket for a low outcome.
It could take anywhere from a few weeks to a few months, depending on the carrier. What we can promise is how you'll hear about it: we update your portal and email you at every step of the process — and even when there's nothing new to report yet, you'll still hear from us at least once a week. Every time we email or call, we tell you exactly what's next and how long the wait should be. Internally, we set strict deadlines and follow-up reminders on every file, so nothing sits waiting on someone's desk.
It does happen. We document and address every concern an adjuster raises, but some companies or adjusters will still deny a claim outright. When that happens, we escalate the claim as high up the chain as we can before considering it closed. If it's still denied after that, your completed appraisal is yours to keep and use as you see fit — and if the resulting offer is $498 or less, our Money-Back Guarantee still applies. From there, the typical next step is small claims court. We're not a law firm and this isn't legal advice, so we'd recommend speaking with an attorney if you want to pursue that route.
No — we work 100% virtually. You'll submit photos of your vehicle along with your repair estimate or final bill, and that's all we need to build your appraisal.
Not qualifying for Diminished Value doesn't mean you're out of options. We hold ourselves to strict criteria so that every claim we take on is one where we're genuinely positioned to get you paid what you're owed, not a penny less — that's why we don't take on classic, exotic, or collector vehicles (they need an in-person inspection to appraise properly) or certain 1st-party claims. But we still handle Total Loss, Estate & Probate, Bank & Collateral, IRS Vehicle Donation, and Divorce/Legal Settlement appraisals. Call us at 910-333-6001 and we'll help point you toward the right fit, even if that's not us.
Create your account in the client portal to upload your documents and photos — or reach out directly with any questions first.
Any Questions?